students who already have health insurance

winter waiver status: open through 1/17/21

access the winter insurance waiver

you do not need to do a waiver if you have an approved waiver from fall 2020.

if you missed the fall waiver deadline (10/11/20) visit the missed waiver appeal information page for due dates and criteria. 

students taking 5+ credits

portland state university requires any student taking 5 or more credits per term to maintain comprehensive medical insurance coverage. if a student has their own health insurance, including the oregon health plan, they can submit an application to waive the psu student health insurance plan. waiver applications must be submitted by the term's waiver application deadline. if the student's waiver application is approved, the student health insurance premium will be removed from their psu account within 2-3 business days of approval.  

students are automatically charged $935 until they waive out by the deadline. 

students taking 1-4 credits

the psu health insurance requirement does not apply to students taking 1-4 credits. no further action is required.
if you drop below 5 credits within the first two weeks of the term, the insurance charge will automatically be reversed from your student account within 48 hours of the drop/waiver deadline.


students taking restricted differential credits

some credits, such as those earned during study abroad, the school of public health with ohsu, and some continuing education credits are considered restricted differential tuition credits, meaning they do not count toward the 5 credit hours triggering the student health insurance plan requirement.

waiver criteria

insurance waiver criteria

a student wishing to waive the psu student health insurance plan must have a private health insurance plan with the following benefits in order to be approved for a health insurance waiver:

  • no more than a $2,500 deductible 
  • at least 70% in-patient hospitalization coverage

ohp students

students covered by the oregon health plan (ohp) meet the university's requirements to waive the student health insurance plan.

unsure if your plan meets the criteria?

if you are not sure if your private insurance plan meets psu's waiver criteria, contact the student insurance team by  emailing